Last Updated: January 5, 2026
Welcome to Simply Finance Tools (simplyfinancetools.com). By accessing or using our website, tools, and calculators, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.
1. Educational Purposes Only
All tools, calculators, and content provided on Simply Finance Tools are for educational and illustrative purposes only. We do not provide professional financial, investment, legal, or tax advice. The results generated by our calculators are estimates and should not be considered a guarantee of actual financial outcomes.
2. No Professional-Client Relationship
Your use of this website does not create an advisory, fiduciary, or professional-client relationship between you and Simply Finance Tools. Always seek the advice of a qualified professional (such as a Certified Financial Planner or CPA) before making significant financial decisions.
3. Accuracy of Information
While we strive to keep our data and formulas up to date (including 2026 tax and interest trends), financial markets and regulations change rapidly. We make no representations or warranties about the accuracy, completeness, or reliability of the information provided.
4. Limitation of Liability
Simply Finance Tools, its owners, and its developers shall not be liable for any financial loss, damages, or consequences resulting from the use or misuse of our calculators or content. You use these tools at your own risk.
5. Intellectual Property
The custom PHP code, logos, and written content on this site are the property of Simply Finance Tools. You may not reproduce, distribute, or “scrape” our tools for use on other websites without express written permission.
6. Third-Party Links
Our website may contain links to third-party websites (such as banks or advertisers). We are not responsible for the content, privacy policies, or practices of any third-party sites.
7. Changes to Terms
We reserve the right to modify these terms at any time. Your continued use of the site following any changes constitutes your acceptance of the new Terms and Conditions.
8. Contact Information
If you have any questions regarding these terms, please contact us at: Email: contact@simplyfinancetools.com